DCA (Dollar-Cost Averaging)
Investing a fixed amount on a fixed schedule regardless of price — the strategy that removes timing (and emotion) from the equation.
Dollar-cost averaging means buying a fixed dollar amount at regular intervals — say $50 every Friday — regardless of price. You automatically buy more units when prices are low and fewer when high, converting volatility from an enemy into an averaging mechanism.
DCA’s real advantage is behavioral: it removes the two decisions investors reliably get wrong (when to start, whether to keep going during fear). Its cost is that in relentless uptrends, lump-sum investing outperforms mathematically. For most people entering a volatile asset like crypto, the discipline is worth more than the theoretical edge — see our beginner’s buying guide.